US BankActivate your offer in a few simple steps
Discover cash back on Savings Unlocked, activate through U.S. Bank, then shop.
Start with Savings Unlocked
Begin by finding the offer you want to use. Search for a merchant directly, browse offers by the credit card you have, or explore our featured offers. Once you find an offer that interests you, open it to see the details and get a better understanding of the opportunity.
Savings Unlocked gives you more than just the offer itself. Our Offer Insights can help you quickly understand how valuable an offer may be, including its Savings Score, potential cash back, maximum savings, spending requirement, and important limitations. This helps you decide which offers are worth using before you head over to your card issuer.
When you’re ready to activate the offer, click “Visit U.S. Bank to Activate.” We’ll take you directly to U.S. Bank so you can add the offer to your eligible card without having to search for it all over again.
Tracking is built in, too. After you activate on U.S. Bank’s site, you can come back and let us know by selecting “Yes, I activated it.” We can’t see your bank account, so this is just for your own records. It doesn’t change anything on U.S. Bank’s side, but it’s a simple way to keep track of which offers you’ve already activated.
Sign in to U.S. Bank
You’ll be redirected to U.S. Bank’s website. Sign in with the User ID and password for the account connected to the card you want to add the offer to. Once you’re signed in, look for the U.S. Bank Offers section to enter the U.S. Bank Offers portal. This is where you’ll find the offers available to you.
Find and activate your offer
Once you’re in the U.S. Bank Offers portal, you can search for a specific merchant or browse the available offers. When you find the offer you want, select it to review the offer details and terms of use, confirm which eligible card it will apply to, then click “Enroll in Offer” to activate it. Make sure you enroll the offer on the same card you plan to use for the purchase.
Shop as usual
Use the same card that you added the offer to when you make your purchase. For this example, the Chewy offer provides a $15 statement credit when you spend at least $49 before the offer expires on Wednesday, September 23, 2026. You can shop normally, just make sure the purchase qualifies and is charged to the card you enrolled the offer on.
Please note: Always activate a U.S. Bank offer before making your purchase. However, if you recently used a card with an available offer, don’t assume it’s too late. Activate it as soon as possible afterward to give yourself the best chance of receiving the associated credit.See your rewards
Once you meet the offer terms and U.S. Bank credits the reward, you can review it in your account activity. Your redeemed offers and statement credits will appear in your Cash Back Activity, where you can see the merchant, amount earned, and card associated with the offer. This gives you an easy way to confirm that your savings were received.
Watch for a confirmation email. You may receive a confirmation email when an offer is activated, and you may also receive another email once the offer has been redeemed or the credit has been processed. These messages can give you another simple way to confirm that your offer was successfully added and, later, that your qualifying purchase was recognized. Keep an eye on your inbox after activation and save these messages for your records, especially if the offer has a spending requirement or multiple available credits.
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