Terms of Service

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Effective Date: August 5, 2025

1. Eligibility

You must be at least 18 years old and able to enter into a legally binding agreement to use our Services. By using our Services, you represent and warrant that you meet these requirements.

2. Description of Services

Savings Unlocked provides tools and resources to help users identify credit card merchant offers and potential cashback opportunities. We do not require users to link credit cards, and we do not process financial transactions.

3. No Guarantee of Offer Accuracy or Availability

While we strive to provide accurate, up-to-date information, we do not guarantee that any offer displayed on our platform is active, valid, or will result in savings. Offers are controlled by credit card issuers or merchants and may change or expire without notice. You are solely responsible for confirming offer details with your issuer or merchant before making a purchase.

4. No Financial Advice

Savings Unlocked does not provide financial, investment, tax, or legal advice. All information is for informational purposes only. You agree that any decisions you make based on information from our Services are at your own risk.

5. User Responsibilities

  • Use the Services only for lawful purposes.
  • Not attempt to access or interfere with our systems, security features, or data.
  • Not use our Services in a way that could damage, disable, or impair functionality.

6. Intellectual Property

All content on the Savings Unlocked platform, including text, graphics, logos, and software, is owned by or licensed to Savings Unlocked and is protected under applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Savings Unlocked and its affiliates are not liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of the Services, including but not limited to missed rewards or inaccurate information. Your use of the Services is at your own risk.

8. Indemnification

You agree to indemnify and hold harmless Savings Unlocked, its officers, employees, and partners from any claims, damages, liabilities, and expenses arising from your use of the Services or violation of these Terms.

9. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, for any reason, including violation of these Terms.

10. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in [Insert County, State], and you waive the right to a jury trial or class action.

11. Changes to These Terms

We may modify these Terms at any time. If changes are material, we will provide notice by posting an updated version on our website. Your continued use of the Services constitutes acceptance of the updated Terms.

12. Contact Us

If you have questions about these Terms, contact us at: [email protected]